Question 1\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Which of the following is an aspect of voluntary leaves to meet business needs?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 2\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Which of the following is an example of a welfare practice?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 3\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd This policy allows employees to schedule time off without having to justify the reasons, and is more effective in controlling absenteeism than other types of absence control policies.\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 4\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Discretionary benefits are generally divided into which three categories?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 5\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd What is the most common type of life insurance policy offered by companies?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 6\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Which of the following is NOT a condition manifesting short-term disability?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 7\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd XYZ Company provides a program for its employees who need help dealing with the effects of domestic violence. XYZ Company can offer this kind of service through which of the following programs?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 8\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd In 2010, discretionary benefits accounted for as much as what percentage of an employer’s total payroll costs?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 9\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Which of the following is a strategic purpose fulfilled by discretionary benefits?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 10\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd The approximate annual cost of employee assistance programs (EAPs) is usually no more than how much?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 11\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd This type of flexible work schedule allows employees to work four 10-hour days a week.\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 12\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Long-term disability benefits usually pay employees which range of monthly pretax salary?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 13\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Which of the following would be considered an act as part of a company’s wellness program?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 14\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Companies that offer long-term disability insurance plans only require an elimination period that runs how long?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 15\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Smoking cessation, stress reduction, and weight loss programs are examples of which type of employee benefit program?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 16\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd This type of defined contribution plan, also known as a CODA, permits only private sector or tax-exempt employers’ employees to tax defer part of their compensation to the trust of a qualified plan.\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 17\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd According the provisions in her health insurance plan with Get Well Insurance, Ursula’s coinsurance payment would be $50 if she goes to Dr. Kitt, but will only be $25, if she goes to Dr. Matthew. She probably belongs to what type of insurance plan?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 18\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd These represent a series of payments for the life of the participant and beneficiary.\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 19\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Marty’s employer has a prescription drug plan that will only make him pay 20% of cost of his prescription, if he goes only to certain pharmacies. What type of prescription drug plan does he have?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 20\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Mia has Parkinson’s disease, but is on an insurance plan that enables her to have the drugs shipped to her house. She is probably on which type of prescription drug plan?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 21\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd This consumer-driven health care option allows employees to contribute pre-tax wages annually to pay for qualified medical expenses, but they will lose the balance not used at year’s end.\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 22\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd What percentage of Americans experience some form of mental illness at least once during their lifetime?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 23\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Starting January 1, 2004, eligible individuals are allowed to establish HSAs under which law?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 24\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd What are the two types of fee-for-service plans?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 25\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd What is another name for health maintenance organizations (HMOs)?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Question 26 \ufffd\u00a0\u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t0 out of 3 points\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Jose invested $6,000 in pre-tax income into this healthcare plan, but lost the $780 left in it at the end of the year, because he didn’t use it. What type of plan was it?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 27\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Which of the following represents the most approximate percentage for private sector employees who have access to at least one employer-sponsored health insurance program in 2010?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 28\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd This is the condition for which medical advice, diagnosis, care, or treatment was received or recommended during a designated period prior to coverage.\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 29\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd A new employee comes into your office and asks you how many hours a year he has to work to qualify as a year towards his vesting requirements. What would you tell him?\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0\tQuestion 30\t\u00a0\t \ufffd \ufffd \ufffd \u00a0\t \ufffd \ufffd \ufffd Which of the following is associated with 401(k) plans?<\/p>\n","protected":false},"excerpt":{"rendered":"
Question 1 \u00a0 \ufffd \ufffd \ufffd \u00a0 \ufffd \ufffd \ufffd Which of the following is an aspect of voluntary leaves to meet business needs? \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd \u00a0 \ufffd \ufffd \ufffd \ufffd \ufffd \ufffd Read More …<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-204887","post","type-post","status-publish","format-standard","hentry"],"_links":{"self":[{"href":"https:\/\/www.benedictsol.com\/blogs\/wp-json\/wp\/v2\/posts\/204887","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.benedictsol.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.benedictsol.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.benedictsol.com\/blogs\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.benedictsol.com\/blogs\/wp-json\/wp\/v2\/comments?post=204887"}],"version-history":[{"count":0,"href":"https:\/\/www.benedictsol.com\/blogs\/wp-json\/wp\/v2\/posts\/204887\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.benedictsol.com\/blogs\/wp-json\/wp\/v2\/media?parent=204887"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.benedictsol.com\/blogs\/wp-json\/wp\/v2\/categories?post=204887"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.benedictsol.com\/blogs\/wp-json\/wp\/v2\/tags?post=204887"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}